Payment solutions you can trust
Swiffy is a licensed payment services provider operating in South Africa, Nigeria and Kenya.
Local payment methods
South Africa
Instant bank transfer from within your platform
Locally acquired VISA and Mastercard
Manual bank deposit from the customer’s banking app
Cash deposits at ATMs across the country
Payment link sent to the customer’s phone via WhatsApp 
Kenya
Mobile money
Manual bank deposit from the customer’s banking app
Payment link sent to the customer’s phone via WhatsApp
Nigeria
Mobile money
Manual bank deposit from the customer’s banking app
Payment link sent to the customer’s phone via WhatsApp
How it works
Local bank account
A dedicated bank account is opened for each country the merchant is processing in.
The dedicated account is used for deposits and payouts.
We do not aggregate our merchants’ funds into a single account.
Local deposits
Swiffy offers numerous deposit methods across its countries of operation.
Services range from bank transfer and card to mobile money and WhatsApp Payment links sent to the customer’s phone via WhatsApp payments.
Daily payouts
Payouts are done on a daily basis and are executed at 2pm GMT+2.
Payouts can be sent as immediate payments or as normal payments, which are settled in the customer’s bank account within 24-48 hours.
Weekly settlements
Settlements run on a T+3 cycle.
Statements are sent every Wednesday for the previous week - Monday to Sunday.
Once approved by the merchant, Swiffy will send the settlement amount.
Integration
Swiffy offers a comprehensive single API for direct integration to its services.
In addition, Swiffy is integrated with several cashiers.
Onboarding
Onboarding is quick and easy!
2-step application process
Ready to transact within 48 hours
Real-time online support
Onboarding
Onboarding is quick and easy!
2-step application process
Ready to transact within 48 hours