Swiffy — Payments built for FX, iGaming & Sports Betting

Built for your vertical

One platform.
Three specialised playbooks.

High-risk verticals need more than a checkout. Swiffy bundles deposits, payouts, settlement, fraud prevention and compliance into solutions tuned for how your players and traders actually move money.

FX & CFD Brokers

Funding & withdrawals for traders

Local rails, high value transactions, automated trader payouts in minutes — not days.

Local deposit methods12+
Trader payout SLA< 5 min

iGaming Operators

Higher deposit success, lower chargebacks

Multiple acquiring banks, 3D Secure transactions, crypto and Pay-by-Bank — KYC and fraud prevention tooling built in.

Success rates> 85%
Chargeback ratio< 0.3%

Sports Betting

Match-day scale, second-half payouts

Burst capacity for kickoff peaks, instant deposit confirmations and same-event payouts that keep punters coming back.

Deposit-to-bet time~ 7 sec
PayShap & EFT railsAll major

The Swiffy stack

Deposits in, payouts out.
And everything in between.

↓

Deposits

Accept all 12 SA payment methods — EFT, cards, mobile wallets, vouchers and crypto through one integration.

✓ Instant deposits

✓ Transaction time < 30 sec

✓ High velocities

↑

Withdrawals & Payouts

Push funds to any SA bank account 24/7. Real-time EFT, PayShap and crypto rails — no batch windows, no cut-offs.

✓ Average payout < 5 min

✓ 24/7 — no batch windows

✓ EFT & PayShap rails

⇄

Settlement

Funds settle the moment transactions clear. Real-time ledgers and automated reconciliation across acquirers, banks and PSPs.

✓ Real-time settlement

✓ No batch cut-off windows

✓ Multi-bank reconciliation

Live Balances & Realtime Analytics

A comprehensive dashboard that shows you everything — live balances, how your customers are paying, transaction volumes and settlement status, all in one place.

✓ Live balance visibility

✓ Payment method breakdown

✓ Real-time transaction monitoring

⚠

Fraud Prevention

Velocity rules, chargeback defence and KYC checks — calibrated for high-risk verticals.

✓ Velocity & behavioural rules

✓ Chargeback < 0.3%

✓ AML screening

✓

KYC

FICA & SARB-aligned identity verification with sanctions and PEP screening — compliant by default.

✓ FICA & SARB-aligned

✓ Sanctions & PEP screening

✓ Document verification

💬

Live Customer Support

Dedicated support team available around the clock. Real humans who know payments — on hand whenever your business needs them.

✓ 24/7 merchant support

✓ Dedicated account manager

✓ Fast escalation paths

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Single API Integration

One integration connects you to every payment method, rail and feature Swiffy offers. Ship once and unlock the full stack — no additional engineering required.

✓ REST API with full documentation

✓ Sandbox & test environment

✓ Webhooks & real-time notifications

⊞

Dedicated Merchant Bank Accounts

Every merchant gets their own dedicated bank account — clean fund flows, clear audit trails and no commingling of funds.

✓ Segregated merchant accounts

✓ Clean audit trail

✓ Full fund flow visibility

Payment Coverage

Every way your customers pay.
One integration.

Cards, EFT, mobile wallets, vouchers, crypto and more — across South Africa, Kenya and Nigeria through a single Swiffy integration.

🇿🇦South Africa

🇰🇪Kenya

🇳🇬Nigeria

SwiffyEFT — Instant EFT

All major SA banks displayed inline — customer selects their bank and pays in 3 steps.

Nedbank Direct EFT

Direct integration with Nedbank's own API for instant bank transfers — no redirect, no friction.

Capitec Pay

Capitec's direct API for instant bank-to-merchant transfers. Built for SA's fastest-growing bank.

Visa & Mastercard

Locally acquired card processing with high velocity and approval rates.

Apple Pay

Frictionless tap-to-pay on iPhone, iPad and Safari. Locally acquired with high velocity.

Google Pay

Native Android wallet experience. Locally acquired with high velocity. Frictionless checkout.

ATM Cash Deposit

Customers deposit cash at any Nedbank ATM nationwide — instant confirmation.

Bank Transfer

Customer pushes funds via their banking app with a unique reference. All SA banks supported.

Swiffy Vouchers

Customers buy via swiffyvouchers.co.za and redeem directly on your platform.

WhatsApp PayLink

A WhatsApp payment link lands with merchant name, amount and reference — no app download required.

Swiffy Crypto

BTC, ETH, XRP, USDT, USDC, BUSD — stablecoin settlement for the global-first merchant.

BTCETHXRPUSDTUSDCBUSD

M-Pesa

East Africa's dominant mobile wallet — 95% of Kenya's population transacts via M-Pesa.

🇰🇪 Kenya

Need a method not listed here? We add new rails regularly and support custom integrations on request.

Talk to our team →

Security by design

Built to stay up. Built to stay safe.

Swiffy is engineered for resilience and scale — redundant architecture, regular penetration testing, automated data backups and 24/7 monitoring. Built to handle high transaction volumes without breaking a sweat, whether it's 3am or peak match day.

99.9% uptime SLA Penetration tested Encrypted at rest SARB-aligned GDPR / POPIA

99.9%

Platform uptime SLA

24/7

Infrastructure monitoring

Daily

Automated data backups

Regular

Third-party penetration testing

Customer story

A partner, not a processor.

"Swiffy halved our trader payout times and unlocked five new local payment methods in a single quarter. It's the most attentive payments partner we've worked with."

Lerato N.Head of Payments — Tier-1 FX Broker

Talk to sales

Tell us about your vertical and volumes. We'll come back within one business day with a tailored proposal — methods, pricing and integration plan.

Get in touch

Have a question, partnership idea or press enquiry? Send us a message and we'll get back to you within one business day.

Payments builtfor regulatedindustries.

One platform.Three specialised playbooks.